Checking

Banking Made Brilliant

Find Your Perfect Checking Match

At The Bank of Elk River, our checking accounts are designed to supercharge your financial journey! Whether you choose Interest Boost, Cashback, or Everyday Checking, you’ll enjoy fantastic benefits like free MoneyPass ATM withdrawals, 24/7 fraud monitoring, and cutting-edge digital banking features. Start thriving with us today and experience banking brilliance! 

All checking accounts include:

  •  Free MoneyPass® ATM Withdrawals
  • Award-Winning Digital Banking
  • 24/7 Fraud Monitoring 
  • FDIC Insured3

Checking Account Options

Interest Boost Checking

Want to see your money grow while effortlessly managing your everyday expenses? This account is the perfect solution! Not only does it provide essential features, but it also rewards you with an interest boost. Maximize your money today! 

Cashback Checking

Why not earn while you spend? With our Cashback Checking account, you can earn cashback on debit card purchases. It’s a simple way to put money back in your pocket!

Everyday Checking

Perfect for those who prefer straightforward banking, our Everyday Checking account offers all the basic features you need to manage your finances effectively.

Digital Banking Brilliance - Anytime, Anywhere.

Experience the brilliance of banking with our seamless and innovative digital features. Manage your finances effortlessly with mobile check deposits, instant balance inquiries, and easy money transfers, all from the comfort and convenience of your smartphone or computer.

Mobile Check Deposits

Automated Bill Pay

Account Alerts & Reminders

Zelle® Person-to-Person Transfer

Age 55+ & Military Advantage Benefits

  • Free box of specialty checks or $10 discount on other check choices
  • Free cashier’s check, counter checks and money orders
  • Free account research and photocopies
  • If you obtained your Bank of Elk River mortgage, loan, or line of credit prior to being called to active duty, the Servicemembers Civil Relief Act (SCRA) allows a cap of 6% on the interest rate and a waiver of all fees while you are on active military duty. 

Additional Services

More information about our checking account features and perfect account complements.

Related Services

Other solutions worth a closer look.

Disclosures

1. To qualify for cashback, the account owner must clear 20+ debit card purchases and be enrolled in eStatements each statement cycle. Cashback is awarded at $.10 (1 point) per transaction up to a maximum of $10 (100 points).

2.  Accounts will be charged an ATM transaction fee for each ATM transaction at non-MoneyPass ATMs unless their specific account type provides waived fees in which their account will be charged and then refunded the fee. ATM owners may assess a surcharge fee on transactions on their ATMs. The Bank of Elk River participates in the MoneyPass ATM Network. No surcharges will be assessed on transactions occurring on any ATM displaying the MoneyPass symbol. 

3. FDIC insured to the maximum allowed by law.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. 

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

MoneyPass® is a registered trademark of Fiserv, Inc. or its affiliates.