Policies & Disclosures
POLICIES & DISCLOSURES
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POLICIES & DISCLOSURES
At the Bank of Elk River, we live true to our mission of exceeding customer expectations in everything we do. To that end, we provide full transparency of all policies and disclosures.
If you have any questions about any of the statements in this section, please call 763.441.1000, email email@example.com, or visit your nearest branch location.
|Effective Date: 3/2023|
|Facts||What does the Bank of Elk River do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect, and share depend on the product or service you have with us. This information can include:|
• Social Security number and payment history
• Account transactions and credit card or other debt
• Transaction history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons The Bank of Elk River chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does The Bank of Elk River share?||Can you limit this sharing?|
|For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes — to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes — information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes — information about your credit worthiness||No||We don't share|
|For our affiliates to market to you||No||We don't share|
|For our nonaffiliates to market to you||No||We don't share|
|Questions?||Call 763.441.1000 or click on the "Contact Us" link on our homepage|
|Who we are|
|Who is providing this notice?||The Bank of Elk River|
|What we do|
|How does The Bank of Elk River protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does The Bank of Elk River collect my personal information? ||We collect your personal information, for example, when you|
• Open an account or use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only|
• Sharing for affiliates’ everyday business purposes— information about your creditworthiness
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
The Bank of Elk River has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
The Bank of Elk River does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
The Bank of Elk River joint marketing partners include companies that assist in promoting our own products and services.
Credit Card Issuer’s
If you have any questions about your rights as a user of this service, you can reach the administrator by email at: firstname.lastname@example.org
The Bank of Elk River understands the special duty that financial institutions have to safeguard our customer's sensitive information. This information may be required to be obtained by law or sought by the institution for proper business purposes, and such personal information is also vital to our ability to provide our customers with quality service.
The Bank of Elk River does not collect personal identifying information about site users except when specifically and knowingly provided by such users. Once you have provided personal identifying information, it will only be used for purposes of managing the website or for such other purposes as described at the point of data collection.
Our institution recognizes the reasonable expectation of privacy for all of our customers and the importance of protecting that privacy. The American Bankers Association, Consumer Bankers Association, and The Bankers Roundtable have developed joint industry privacy principles which are itemized below. The Bank of Elk River subscribes to these principles as one method to protect customer privacy.