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APR as low as 7.49%1

First Responders3 receive $1,000 Off Loan Origination Fee

As a way to say “Thank you” for keeping our communities safe, we offer up to $1,000 off your loan origination fee when purchasing a new home or refinancing your existing one. To redeem, contact a Mortgage Lender today. 


1Annual Percentage Rate. Loans are subject to credit approval. Offer available April 1, 2024 - June 30, 2024. All rates require automatic payments from a Bank of Elk River checking or savings account. 2019 or newer models. Rates and terms may vary. See bank for details. Member FDIC.

210.896% annual percentage rate assumes a $400,000 loan amount (half advanced) for 11-month term with monthly interest-only payments of $1,165 and a balloon payment upon maturity. Minimum of 20% equity required based on “as completed” appraised value. Customer is responsible for all closing costs exceeding $1,000 credit. Loan is subject to credit approval. Offer applies to loan applications submitted between March 15, 2024 and May 31, 2024 for a primary residence only. Promotion is subject to change without notice. Other restrictions or conditions may apply.

3Offer valid for an active or retired first responder (firefighter, law enforcement, or EMS worker. Home must be the primary residence.