Locations & ATMs
Rates
Looking for the most competitive rates? They're all right here.
Business Checking Rates
| Interest Rate | Annual Percentage Yield (APY) |
|---|---|
| .10% | .10% |
The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 12/17/2024
Business Savings Rates
| Account | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Business Savings | 0.15% | 0.15% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 12/17/2024
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $1,000.00 | 0.15% | 0.15% |
| $1,000 or more, but less than $10,000.00 | 0.20% | 0.20% |
| $10,000 or more | 0.25% | 0.25% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 12/17/2024
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $25,000.00 | 1.00% | 1.01% |
| $25,000.00 or more, but less than $50,000.00 | 1.25% | 1.26% |
| $50,000.00 or more, but less than $100,000.00 | 2.00% | 2.02% |
| $100,000.00 or more, but less than $250,000.00 | 3.00% | 3.05% |
| $250,000.00 or more* | 3.10% | 3.15% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
Effective Date: 12/17/2024
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $25,000.00 | 0.20% | 0.20% |
| $25,000.00 or more, but less than $50,000.00 | 0.30% | 0.30% |
| $50,000.00 or more, but less than $100,000.00 | 0.45% | 0.45% |
| $100,000.00 or more, but less than $250,000.00 | 0.50% | 0.50% |
| $250,000.00 or more* | 0.60% | 0.60% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
Effective Date: 12/17/2024
Personal Checking Rates
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $10,000.00 | 0.10% | 0.10% |
| $10,000.00 or more, but less than $50,000.00 | 0.15% | 0.15% |
| $50,000.00 or more | 0.20% | 0.20% |
To obtain a bonus rate and APY of 0.10% above the applicable tier, you must be enrolled in eStatement and post and clear at least 15 debit card (non-ATM) transactions each statement cycle.
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 12/17/2024
Personal Savings Rates
| Minimum Deposit to earn APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $50.00 average balance | 0.05% | 0.05% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 12/17/2024
| Minimum Deposit to earn APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 | 0.15% | 0.15% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 12/17/2024
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $1,000.00 | 0.15% | 0.15% |
| $1,000.00 or more, but less than $10,000.00 | 0.20% | 0.20% |
| $10,000.00 or more | 0.25% | 0.25% |
Please contact an employee for applicable terms and fees. Interest rates and APY's may change at anytime. Account balance on tiered accounts determines interest rate and APY.
Effective Date: 12/17/2024
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $25,000.00 | 0.15% | 0.15% |
| $25,000.00 or more, but less than $50,000.00 | 0.20% | 0.20% |
| $50,000.00 or more, but less than $100,000.00 | 0.35% | 0.35% |
| $100,000.00 or more, but less than $250,000.00 | 0.40% | 0.40% |
| $250,000.00 or more* | 0.50% | 0.50% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
Effective Date: 12/17/2024
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $25,000.00 | 0.15% | 0.15% |
| $25,000.00 or more, but less than $50,000.00 | 0.25% | 0.25% |
| $50,000.00 or more, but less than $100,000.00 | 0.40% | 0.40% |
| $100,000.00 or more, but less than $250,000.00 | 0.50% | 0.50% |
| $250,000.00 or more* | 0.60% | 0.60% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
*Balances over $250,000 may not be FDIC-insured. Speak with a banker or click here to learn more about alternative options for FDIC insurance on balances greater than $250,000. Learn more about FDIC insurance coverage.
Effective Date: 12/17/2024
| Amount | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Less than $1,000.00 | 1.35% | 1.36% |
| $1,000.00 or more, but less than $10,000.00 | 1.65% | 1.66% |
| $10,000.00 or more | 2.00% | 2.02% |
Fees could reduce earnings on the account, please contact The Bank for applicable terms and fees. The interest rate and annual percentage yield is subject to change without notice and may change after account opening.
Effective Date: 12/17/2024
CD & IRA Rates
| Term | Minimum Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 91 Days * | $200 | 2.60% | 2.63% |
| 182 Days * | $200 | 2.15% | 2.16% |
| 12 Months ** | $200 | 3.00% | 3.03% |
| 24 Months *** | $200 | 2.30% | 2.32% |
| 36 Months **** | $200 | 2.60% | 2.63% |
| 48 Months **** | $200 | 2.70% | 2.73% |
| 60 Months **** | $200 | 2.75% | 2.78% |
CD SPECIALS | |||
| 5 Months * Special¹ | $200 | 4.30% | 4.35% |
| 15 Months *** Special2 | $200 | 4.20% | 4.27% |
| 33 Months **** Special2 | $200 | 3.55% | 3.60% |
Added Advantage Certificates | |||
| 18 Months *** (includes one-time optional rate increase) | $2,500 | 2.70% | 2.73% |
| 30 Months **** (includes two-time optional rate increase) | $2,500 | 2.30% | 2.32% |
* A penalty of 30 days interest may be imposed for early withdrawal.
** A penalty of 91 days interest may be imposed for early withdrawal.
*** A penalty of 182 days interest may be imposed for early withdrawal.
**** A penalty of 365 days interest may be imposed for early withdrawal.
Minimum early withdrawal penalty of $25.00 for all CD terms.
The annual percentage yield assumes interest remains on the deposit until maturity. A withdrawal will reduce earnings.
Please contact The Bank for applicable terms and fees.
¹Renewal rate will be 91 day rate we offer on the maturity date. Terms and features will be the same as the original CD.
2Renewal rate will be 12 month rate we offer on the maturity date. Terms and features will be the same as the original CD.
Effective Date: 12/17/2024
| Term | Minimum Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 12 Months * | $200 | 3.00% | 3.03% |
| 24 Months ** | $200 | 2.30% | 2.32% |
| 36 Months *** | $200 | 2.60% | 2.63% |
| 48 Months *** | $200 | 2.70% | 2.73% |
| 60 Months *** | $200 | 2.75% | 2.78% |
| CD Specials | |||
| 15 Months ** Special¹ | $200 | 4.20% | 4.27% |
| Added Advantage Certificates | |||
| 18 Months ** (includes one-time optional rate increase) | $2,500 | 2.70% | 2.73% |
| 30 Months *** (includes two-time optional rate increase) | $2,500 | 2.30% | 2.32% |
* A penalty of 91 days interest may be imposed for early withdrawal.
** A penalty of 182 days interest may be imposed for early withdrawal.
*** A penalty of 365 days interest may be imposed for early withdrawal.
Minimum early withdrawal penalty of $25.00 for all CD terms.
The annual percentage yield assumes interest remains on the deposit until maturity. A withdrawal will reduce earnings.
Please contact The Bank for applicable terms and fees..
¹Renewal rate will be 12 month rate we offer on the maturity date. Terms and features will be the same as the original CD.
Effective Date: 12/17/2024