Lines of Credit
Access capital to keep your business running smoothly.
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Cash flow for the ebbs and flows of your business.
Business lines of credit, or working capital lines, can be used to finance a variety of operating needs from funding additional inventory during the holiday season to providing capital for hiring personnel. Essentially, a line of credit can help bridge the gap between paying your vendors and collecting customer payments, or it can ease the impact of seasonal fluctuations in your cash flow.
Other Cash Flow Products
Need the ability to manage short term or ongoing cash flow needs? We can help with that!
Receive cash deposited into your checking account every time you submit an invoice. Don't wait to get paid - we'll pay you upfront so you have the funds to meet payroll, purchase equipment, or the ability to act on growth opportunities.
This solution is ideal for business startups or businesses experiencing rapid growth, especially in the following industries:
Business Ready Reserve1 gives you the flexibility to make small purchases without the need for a separate business loan – or the worry of overdraft fees.
Get a credit line from $1,000 to $10,000
Interest is only charged on what you use2
Monthly payments are automatically deducted from your checking account
Use with a business checking account
Provides overdraft protection by automatically advancing funds in $200 increments to cover charges
Requires a $50 annual fee
Business must be in operation for at least 2 years
Other solutions worth a closer look.
Manage your business expenses more efficiently and get richly rewarded with cashback offers.
Start or expand your business with loans guaranteed by the Small Business Administration (SBA). We’re proud to be an SBA Preferred Lender.
¹Subject to credit approval.
2Monthly payments equal to 5% of the outstanding balance or $25, whichever is greater, are automatically deducted from the checking account on the statement cycle date. No interest charged on unused balance. Unpaid balances are subject to 18% interest. $50 annual fee.