IRA Special
Maximize Your Refund While Securing Your Financial Future!
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Interested in Growing Your Tax Refund or Need Deductions?
Our Traditional IRAs can help! Take advantage of our limited-time IRA special rate and watch your tax refund grow with competitive interest rates and various terms designed to fit your financial goals.
Guaranteed Return
Your IRA rate is locked in for the entire term, ensuring your savings grow predictably.
Tax Advantages
Contributions to an IRA may be tax-deductible, and IRA earnings grow tax deferred1.
Secure Investment
Rest easy knowing our IRAs are FDIC-insured up to the maximum allowed by law.
IRA Rates
| Term | Annual Percentage Yield | Early Withdrawal Penalty2 |
|---|---|---|
| 12 Months | 3.03% | 91 Days |
| **15 Months** | 4.21% | 182 Days |
| 24 Months | 2.32% | 182 Days |
| 36 Months | 2.63% | 365 Days |
| 48 Months | 2.73% | 365 Days |
| 60 Months | 2.78% | 365 Days |
Ready to Grow Your Refund and Secure Your Future?
Fill out the form below to get the ball rolling on opening your IRA today!
Contact a Personal Banker Today
Ready to open an IRA account? Contact one of our friendly personal bankers to get started.
FAQs
You Have Questions. We Have Answers.
* Annual Percentage Yield. Advertised rate is accurate as of 2.6.2025. Minimum balance to open $200. Rates vary by term. Early withdrawals may incur a penalty and tax implication. 1 Contributions to an IRA may have tax implications; consult with a tax advisor for personalized advice. 2 Withdrawals before the maturity date may be subject to the days' loss of interest listed. Additionally, your withdrawal may be subject to an additional Internal Revenue Service (IRS) tax. Check with a tax professional before making withdrawals from your IRA plan.